Head of Product & Data Platforms
Apr 2021 – Apr 2025
LinkAja — National e-wallet & digital payment platform (SOE-backed)
- Built and launched core lending platform from zero; disbursed >USD 1M, acquired 400K SME borrowers in 2 months
- Owned end-to-end product roadmap: QRIS, Direct Debit, remittance, investment, and savings products
- Led AI-powered systems: e-KYC with anti-spoofing, real-time credit scoring, and Fraud Detection System
- Shipped internal BI platform powered by agentic AI; enabled 90% efficiency gains via LLM analytics
- Served as acting CTO for 3 months — achieved 60% infra cost reduction and 30% YoY revenue growth
- Scaled platform to 12M+ verified users, trillions in GTV/month, millions of active merchants
- Secured 6 regulatory licenses including E-Wallet, SNAP, QRIS, Cardless Withdrawal, Account Linked, Remittance
Data Engineering Consultant
Jan 2021 – Jul 2021
World Bank (STC) — Advisory to Indonesia's Ministry of Finance
- Designed future architecture for the SIKD fiscal data system using MDM, data profiling, and analytics tooling
- Delivered a CKAN-based data catalog improving national access to subnational fiscal data
- Presented gap analysis and solutions to senior Ministry of Finance officials and policy stakeholders
Head of Technology / Senior PM
Apr 2020 – Apr 2021
TaniFund — Agri-fintech platform enabling farmer access to capital
- Built AI-enhanced alternative credit scoring using telco + commodity data; enabled loans to 100K+ farmers
- Implemented AI/IoT-powered farm monitoring for project health and risk management
- Enabled 5× faster credit approval and 10× faster disbursement via internal automation
- Grew platform to 1M+ retail investors; disbursed >USD 5M with low NPL
Founding Technology Lead
Dec 2018 – Apr 2020
Spacestock — PropTech platform for property agents and buyers
- Led product and marketing; delivered 1M+ web sessions in 6 months with SEO/SEM under $10K
- Built CRM and scheduling tools for hundreds of agents; optimized conversion and lead management
- Scaled revenue to $50K+/month by month 3 post-launch; grew team from 1 to 15
Earlier Roles
Jul 2011 – Dec 2018
Senior to head-level roles across tech, e-commerce, and financial services
Companies & roles
Head of Product — Elevenia
Head of Trust & Safety — Bukalapak
Senior Product Manager — OLX
Senior Product Owner — Midtrans
Project Manager — ANZ Bank
Senior Software Engineer — Kleepon